Trust and dependency are two essential factors in developing an intimate bond with God. As a Christian, you need to pursue these concepts, not try to avoid them. Whenever you find yourself having to decide about insurance, check with the Holy Spirit before you act. Listen for His leading in your soul. Most of the time, He’s going to steer you away from trying to use money to protect yourself. God wants your trust to be in Him—not in money, certificates, and human logic. But because God is wild, we must always leave room for Him to guide us in any direction. Perhaps He knows He is planning to flatten your house with a tornado next year and He wants you to be prepared so He’ll tap you to get insurance. Or perhaps He’s planning to flatten your house and He doesn’t want you to be prepared, so He’ll lead you not to bother with insurance. Whenever you feel God prompting you to do or not do something, you should obey His convictions.